About

Our job is to remove uncertainty and help our clients grow.

That sentence is our brand promise, written down and held to. Everything else on this page is how we keep it.

The firm

Independent, specialist, scrappy

Assured Trade is an independent insurance broker, founded in 2021 and working from the heart of the London insurance market. We arrange credit insurance, cyber insurance and related lines for trading businesses, and non-payment cover for the funds and lenders that finance them.

Independence matters. We are tied to no insurer, we take every risk to the whole market and our recommendation comes with the comparison that backs it up. When the honest answer is that a cover is not worth buying, we say so. We would rather keep the relationship than the commission.

How we think

Protect the downside to maximise the upside

Our philosophy is simple: risk management means taking managed risks. Risk-taking is fundamental to building a business, and the point of insurance is not to make you cautious, it is to make boldness survivable.

So we obsess over the losses that are not recoverable. A business can absorb a thin quarter; it cannot absorb its largest customer failing unpaid, or a fraud emptying the client account. Those events sit in a different category from ordinary costs, and we treat them differently: find them, price them, remove them.

If you have read Nassim Taleb, you will recognise the shape of this thinking: survival first, asymmetry, distrust of averages. We just call it broking done properly.

Your broker

Who you'll deal with

You deal directly with Hannes Monaghan, founder of Assured Trade. The person you meet on day one is the person who prepares your submission, negotiates your terms, fights your declined limits and sits on your side of the table at claim time.

That model has a practical consequence: we take on a deliberately limited number of clients and know each book properly. Clients range from owner-managed trading businesses to receivables funds, and the promise is the same for both: listen closely, speak plainly, solve problems early.

How we work

Data first, market second

Most broking submissions are a form and a turnover figure. Ours are an analysis. We assess the risk before we approach insurers, which means underwriters spend their time pricing it rather than querying it. The same analysis runs through the policy year: limits monitored, deteriorating buyers flagged, renewals prepared early.

We have started opening up that tooling to anyone, free. See our tools.

The boring details, on the record.

FCA regulated

Assured Trade Limited is authorised and regulated by the Financial Conduct Authority, firm reference number 1001408.

London market access

We place business with the global trade credit and cyber insurers and the Lloyd's and London company markets, from our base in the City.

Registered in England

Assured Trade Limited, company number 13385908, incorporated 2021. Registered office at 3 Lloyd's Avenue, London EC3N 3DS.

Talk to the person who'll place your risk.

No discovery call script, no handoff. Thirty minutes with the broker, and you will know where you stand.