For financiers
Private credit funds, trade finance platforms and lenders take credit risk on every receivable they fund. We arrange the non-payment insurance, structure it so it responds, and stress-test the cover behind deals you are about to do.
Insurance across the receivables you fund, structured around your eligibility criteria, advance rates and concentration limits rather than forced into an off-the-shelf trade policy.
Done properly, the cover does more than absorb losses. Rated non-payment insurance can improve capital treatment, support leverage conversations and give investment committees comfort on new origination channels. It is often the difference between a strategy that scales and one that stays niche.
Most insurance problems in receivables finance are structural, not actuarial. The policy exists, but the wrong entity is insured, the loss payee clause is decorative, or a seller obligation nobody monitored voids the cover precisely when it is needed.
Receivables often arrive with insurance already attached. Before you rely on it, someone should read it the way an insurer's claims team will.
We review existing policies behind portfolios you are buying or funding: who is insured, what is excluded, whether overlapping policies create gaps or disputes, and whether you would rather insure the position under your own policy on your own terms. The answer changes deal pricing more often than people expect.
Funded portfolios move. We work off your data: obligor-level exposures monitored continuously, limits managed as the book turns over, and deteriorating names flagged to you before they become claims. The same analysis runs through our self-serve tools, which your origination team can use deal by deal.
Who this is for
Receivables-backed strategies, asset-based lending and speciality finance, where insurance converts obligor risk into a structured, rated exposure.
Origination platforms and marketplaces that need portfolio cover scaling with volume, and investor-grade documentation of it.
Invoice finance and working capital lenders using insurance to extend appetite, manage concentrations and protect the borrowing base.
We will tell you what the insurance behind it is actually worth, and what it would cost to do it properly. Plain answers, quickly.
